Welcome to
Credit Repair Of Florida
Build Better Credit the Right Way
Your trusted credit repair company with 20+ years of experience offering transparent, legal, and results-focused credit help for real people.
🔶 No shortcuts
🔶 No hype
🔶 Just structured, compliant support from professionals who care
What is Credit Repair?
If you’re asking what is credit repair, you’re not alone. Credit repair is the legal process of reviewing and addressing inaccurate, outdated, or unverifiable information on your credit report. These errors may be lowering your credit score and affecting your ability to qualify for credit, loans, housing, or jobs.
With our 20+ years of combined credit repair experience, we’ve built proven systems that help clients legally:
✔️ Identify what’s hurting their score
✔️ Help dispute harmful inaccuracies
✔️ Build a stronger financial foundation
We follow all regulations under the Fair Credit Reporting Act (FCRA), and the Credit Repair Organizations Act (CROA). Our credit repair services are honest, lawful, and always focused on long-term results—not quick fixes. We help clients all over the country leverage state and federal laws and regulations and your rights as a consumer to challenge negative information placed on your credit report.
Get a FREE consultation
How We Help You
Led by Experience. Driven by Your Success.
I’m Tim Sanders, founder of Credit Repair of Florida — and I know exactly what it feels like to struggle with bad credit. In 2008, after experiencing bankruptcy and foreclosure, I had to rebuild everything from scratch.
That journey shaped who I am today and why this company exists. With over two decades of industry insight, I became a certified credit counselor and certified financial wellness coach to help others walk that same path—legally and successfully.
When you choose Credit Repair of Florida, you’re not just choosing a service. You’re choosing:
✔️ A credit repair company backed by real-life experience
✔️ A process built on law, not loopholes
✔️ A team that teaches, empowers, and supports
We help you dispute errors, understand your credit report, and take steps toward better financial health through credit report repair services.
Our Services
Explore our credit repair solutions built for long-term success:
Build Your Rent
Not on the lease? No problem. Through our partnership with Rental Kharma, you can report rent payments to help build credit.
🎁 Use code CROFF and get $25 off on your enrollment.
Credit Monitoring
Stay in control with 24/7 alerts and unlimited access to your credit data.
Includes:
✔ Real-time credit report activity notifications.
✔ No-impact credit score access.
✔ Identity theft insurance.
Earn Cash
Refer a friend and get $50 cash.
Complete our program and receive up to $500 in reimbursement (select realtors and lenders apply).
Expert Credit Report Repair Services
We offer a structured process backed by 20+ years of credit repair knowledge:
✔ Credit review.
✔ Detailed report analysis.
✔ Dispute action plan.
✔ Ongoing support & education.
Take control of your credit — legally, effectively, and on your terms.
What Our Clients Say
I wanted to take a moment to express my sincere gratitude to Credit Repair of Florida for their exceptional service and support. Their expertise and commitment to helping clients navigate the credit repair process are truly commendable.
A special thank you to Tim Sanders—his honesty, professionalism, and transparency made all the difference. It’s rare to find someone who not only delivers results but also operates with such integrity and dedication to his clients. Tim’s guidance was invaluable, and his commitment to doing things the right way speaks volumes about the quality of service Credit Repair of Florida provides.
I highly recommend their services to anyone looking for trusted expertise and real results. A well-earned 5-star review for a team that truly goes above and beyond!
Thank you again, Tim and the entire Credit Repair of Florida team—I appreciate everything you’ve done!
Best,
Rick V.
Frequently Asked Questions
Q: How long does credit repair take?
Every credit profile is different, but most of our clients begin seeing progress within 30-60 days. Our process is designed to be efficient, transparent, and tailored to your unique situation.
Q: If I cancel early, do I have to pay for the full 6 months of service?
No, there is no cancellation fee. You are only billed for the time and services you’ve received. We believe in flexibility, fairness, and building trust—not locking you into something you don’t need.
Q: Do you offer any discounts?
Yes! We offer friends and family discounts along with special pricing for military personnel, first responders, law enforcement, seniors, and educators. Ask us about current offers when you get started.
Q: Will I still need to pay the debt collectors if you negotiate my debt?
Our first goal is always to have the debt fully removed from your credit report. In cases where that’s not possible, we may recommend negotiating a payoff as a final option—and we’ll negotiate directly with the creditor on your behalf.
Q: Do I need to come to your office to get started?
No need to travel—our consultations are done by phone or virtually, making it easy and convenient for you to begin wherever you are.
Looking for a reliable credit repair partner?
Take the First Step
If you’re ready to begin your journey to better credit, we’re ready to help. We don’t make unrealistic guarantees. What we offer is structure, support, and TSR-compliant credit
report repair services that put you in control.
Credit Repair of Florida – Your trusted partner for ethical, effective, and legally sound across the nation.
